Institutional Cash Distributors, LLC (“ICD”) understands your Privacy is important. We have posted this notice in accordance with applicable state and federal laws and because you are a current or potential customer of ICD. This notice will help you understand what types of nonpublic personal information – information about you that is not publicly available – we may collect, how we use it and how we protect your privacy.
Q: What types of nonpublic personal information does ICD collect? A: ICD, its employees, representatives, agents and selected third parties may collect nonpublic personal information about our customers, including:
Information provided to us, such as on applications or other forms.
Information about transactions with us, our affiliates or third parties.
Information from others, such as credit reporting agencies, employers and federal and state agencies.
The types of nonpublic personal information ICD collects vary according to the products or services provided and may include, for example: account balances, income, assets, insurance premiums, credit reports, marital status and payment history.
Q: What does ICD do to protect nonpublic personal information?
A: We restrict access to nonpublic personal information to those employees, agents representatives or third parties who need to know the information to provide products and services to our customers. We have policies and procedures that give direction to our employees, and agents and representatives acting on our behalf, regarding how to protect and use nonpublic personal information. We maintain physical information and procedural safeguards to protect nonpublic personal information.
Q: With whom does ICD share nonpublic personal information, and why?
A: We do not share nonpublic personal information about our customers with anyone, including other affiliated companies or third parties, except as permitted by law. We may disclose, as allowed by law, all types of nonpublic personal information we collect when needed, to affiliated companies, agents, employees, representatives and third parties that market our services and products and administer and service customer accounts on our behalf; or other financial institutions with whom we have joint marketing agreements. Examples of the types of companies and individuals to whom we may disclose nonpublic personal information include banks, attorneys, trustees, third-party administrators, insurance agents, insurance companies, insurance support organizations, credit reporting agencies, registered broker/dealers, auditors, regulators, transfer agents and reinsures. We do not share personally identifiable health information unless the customer or the applicable law authorizes further sharing. on.